How does your Cashback Rewards program work?

We’ve partnered with several companies that offer Cashback Rewards when you purchase items at participating merchants. You’ll see cashback offers on airfare, hotels, and retailers. In future releases, you’ll see other merchant categories added as well, which means more opportunities for you to earn rewards and boost your HSA contributions.

When you make qualified purchases through our Cashback Rewards program, merchants send us your Cashback Rewards reward, which we deposit into your MaxHSA account until we complete the transfer to your HSA. 

Note that it can take up to 90 days after your purchase date for the merchant to send us your Cashback Reward. Thus, you typically won’t see your reward in your HSA for two to three months after your purchase, depending on the timing. Be sure to factor this delay into your funding goals as you approach the end of the year, when you may earn high Cashback Rewards on holiday gifts. Be mindful that those funds won’t be deposited into your HSA until early the following year.

Example: You earn $10 in Cashback Rewards for a purchase at a sporting goods store. The cash back doesn’t go towards reducing your purchase, but rather the store sends us your $10 up to 90 days after the date of purchase. We credit your MaxHSA and hold until the next time we transfer your accumulated Roundups and Cashback Rewards to your HSA administrator to deposit into your HSA..

Go to the Shop menu on the app to review participating merchants and begin shopping.